Analyst/Lead Analyst

Understanding of business model, financial statements, analyzing various risks based on quantitative & qualitative information

Perform rigorous analytical work, research, fundamental credit analysis, analysis of financial statements, building of financial models and forecasts, and writing of analytical reports on rated corporate entities

Close monitoring of the performance of the companies and industries in the portfolio 

Doing plant visits and management meetings 

Writing ratings notes and making presentations before rating committees 

Interacting with the clients for providing required information to carry out the rating assignment 

Maintain direct analytical responsibility for a portfolio of rated corporate issuers with the guidance of Group Heads 

Preparing schedule for completion of assignments in consultation with concerned Group Heads 

Preparation of quarterly review notes based on quarterly performance and other updates 

Keeping track of changes in the economy, various sectors and analyzing the impact of the same on clients 

Preparation of rating rationales and press releases 

Ongoing surveillance and rating recommendations 

Repeat analytical contact with rated entities’ senior management, and presentation of analytical findings to internal and external constituencies

Basic knowledge of financial accounting is a must 

Good oral and written communication skills

Good skills of using MS word, excel and power point 

Pro-active and self-motivated individual

MBA (Fin.)/CA 

Additional qualification of CFA/FRM would be preferred 

Credit experience with other financial institutions/banks 

Strong Excel and analytical skills to collate and analyze a wide range of information 

Verbal and written communication skills in English 

Good organization skills and very high attention to details 

Good time management and prioritization; managing priorities while maintaining high standards; and to work in a team