Privacy Policy
This Privacy Policy governs the website http://www.careratings.com/ (“Web Site”), operated by CARE Ratings Limited (“CARE”). This Policy explains how we collect and protect your personal information on our Web Site. Except as indicated herein, we will not sell, share, license, trade, or rent your personal information to others. For purposes of this Policy, .we., .us., and .our. means CARE.
This Policy represents our current data collection and usage practices. CARE will from time to time review and revise these practices. We will post any changes to this Policy here. Please refer to this Policy on a regular basis. Use of our Web Site or any of the products or services provided on our Web Site, indicates your agreement to the terms of this Policy.
This Policy applies only to information collected by our Web Site. We are not responsible for the privacy practices of websites that are operated or owned by third parties.
Collection of personal data
Personally identifiable information (PII) is information that identifies you or can be used to identify or contact you, (e.g., your name, email address, business address, or phone number. We request PII from you when you register on any of our Website. The registration process requests that you provide your name, business email address, business address, business phone number, and company affiliation, and agree to the terms of use agreement presented at the time of registration. In addition to information collected during registration, we may collect PII knowingly provided by you in emails to our Web Site, online forms, order and registration forms and surveys. In each of these cases, we collect PII from you only if you voluntarily submit such information to us. You do not have to provide us with any PII to visit our Web Site. If you choose to withhold requested information, however, you may not be able to use all of the features of our Web Site.
Why does CARE collect PII?
To process your transactions, maintain your account, ensure your adherence to our Terms of Use, and respond to your inquiries.
To provide you with information about services and products that we believe may be of interest to you offered by CARE.
Use of PII
We will use Personal Data that we collect solely for our internal use, including for statistical analysis of users. behavior, for product development, for content improvement, or to customize the content and layout of our Website. Nonpersonal Data may be used for internal or external purposes such as researching and identifying market segments and needs. We will not disclose to third parties any of your Personal Data, except
to the extent necessary to comply with Legal or regulatory requirements,
with your express permission ,
to preserve our legal rights in the Website content and
in certain marketing situations, the names of the institutions that use any of our Website.
Please note that we may, in our sole discretion, transfer such information
among our affiliated companies, wherever such affiliates are located,
to successors, or potential successors, to the relevant business or
to independent contractors we engage to assist with or perform any of the foregoing activities.
In addition, we may, in our sole discretion, use Personal Data to contact you regarding
your account status and changes to the subscriber agreement,
this Policy,
any other policies, agreements or transactions relevant to your use of the Website and
marketing to you products and services which we believe may be of interest to you.
Collection of non-personal data
In addition to PII, we may collect and/or track information that by itself cannot be used to identify or contact you, (e.g., demographic information (like age, profession or gender), domain names, computer type, browser types, and other anonymous statistical data involving the use of our Web Site (Non personal Data). We use Non personal Data to help us understand who uses our Web Site and to improve and market our Web Site.
PII security measures
We have established reasonable precautions to protect collected Personal Data from loss, misuse, unauthorized access, disclosure, alteration or destruction, which include contractual, administrative, physical, and technical steps. Technical measures include use of firewall protection and encryption technology where appropriate. Please note that while we have endeavoured to create a secure and reliable site for users, the confidentiality of any communication or material transmitted to/from us via the Website or e-mail cannot be guaranteed.
Jurisdiction
This policy shall be governed by the laws of India, without regard to conflicts of law rules, and the exclusive jurisdiction and venue for any dispute shall be Mumbai.
Contact Information for CARE
The Data Controller for this website is Credit Analysis & Research.
Questions or concerns regarding our privacy policy and data protection practices should be addressed to navin.jain@careratings.com.
BY USING OUR WEBSITE, YOU SIGNIFY YOUR ACCEPTANCE OF THIS PRIVACY POLICY AND OF US PROCESSING YOUR PII IN ACCORDANCE WITH THE TERMS OF THIS PRIVACY POLICY. IF YOU DO NOT AGREE WITH THE TERMS OF THIS PRIVACY POLICY, YOU SHOULD NOT USE OUR WEBSITE. YOUR CONTINUED USE OF OUR WEBSITE FOLLOWING THE POSTING OF CHANGES TO THIS PRIVACY POLICY WILL MEAN THAT YOU ALSO ACCEPT THOSE CHANGES.