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CARE’s credit ratings are opinions on credit quality. They are not recommendations to buy, sell or hold any security. CARE has based its ratings on current information furnished to CARE by the issuer or obtained by CARE from sources believed to be accurate and reliable. CARE does not, however, guarantee accuracy, adequacy or completeness of any information and is not responsible for any errors or omissions, or for results obtained from the use of such information. CARE does not perform an audit in connection with any rating, and may, on occasion. rely on unedited information. The ratings may be changed, suspended, or withdrawn as a result of changes in, or availability of, such information, or based in other circumstances. Most issuers of securities rated by CARE have paid a credit rating fee, based on the amount and type of securities issued. CARE’ s non-credit ratings/gradings products/services have specific limitation which are provided on our website www.careratings.com