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Ratings >> SME Rating >> Methodology
The rating is the outcome of overall credit risk assessment which can potentially affect the general creditworthiness of the entity. It takes into account various parameters including industry dynamics, competitive position of the entity, operating efficiency, management capability, organization systems, customer profile, track record with lenders and other stake holders. The list is inclusive and not exhaustive. CARE’s SME rating has eight scales from SME1 to SME8, where SME1 is the highest rating scale.



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